Aziz, Dwi Abdul, and Intan Zoraya. “How Financial Literacy, Financial Attitudes and Personality Affect MSMe Management Behavior? Case in Bengkulu”. Hasanuddin Economics and Business Review 7, no. 3 (February 1, 2024): 113–125. Accessed September 9, 2025. http://pasca.unhas.ac.id/ojs/index.php/hebr/article/view/5126.